New Financial Regime to start 15 March 2021
In April 2019, the Government passed a new law changing the rules for how financial advice is provided. The Financial Services Legislation Amendment Act introduces changes to ensure the conduct and client-care obligations of financial service providers and the regulation of financial markets remain fit for purpose.
The changes are designed to remove regulatory boundaries, allow financial advice to be provided online as well as in person along with setting industry-wide standards for conduct and competence.
Further information about the new financial advice regime can be obtained by clicking here.
Company Disclosure Statement
Individual Advisor Disclosure Statements and Terms of Trade available here.
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When it comes to protecting your business, local knowledge can make all the difference.
We are a locally owned and operated insurance broker established in Tauranga and the Coromandel. Our business is built on the drive to take care of your business, providing you with complete 360° risk solutions. Partnering with you to understand your needs, we provide tailored insurance solutions, where together we achieve the best possible outcomes to protect your business.
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Bay Insurance is a member of the NZbrokers Group, New Zealand’s largest insurance broking collective who collectively represent over 56 independent businesses across the country, and delivering benefits to more than 140,000 clients.
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Business Insurance
Insurance needs for each business varies, and it is important that you have access to independent advice from a trusted broker. We take the time to understand what your business needs are, and assess the risks you face to ensure your policy is tailored to your specific business.
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Personal Insurance
With circumstances in life constantly changing, it’s important to review and adapt your personal insurance coverage. We can recommend appropriate solutions and support and represent you when you need to make a claim.
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Industry Specialties
We have worked to develop a range of policies and products for specialist industries and businesses to ensure they have the right level of cover to suit specific business needs. This allows us to fully understand the risks involved so you can have confidence that your specialised industry is covered.
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Life Insurance
We can help protect you, your family, and business partners in the face of adversity. Depending on your circumstances, you may need life, total and permanent disability, trauma, income protection and medical insurance.
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