Disability Income Protection
Though ACC currently has good cover for loss of income due to accident, there is no cover if you are off work because of illness.
So who needs income protection? Well anybody who needs an income. The one question you need to ask your self is ..
‘If I were off work tomorrow due to illness (or accident), how long would my savings last?’
You might also like to ask a second question, ‘If I were off work for six months due to illness, what would be the impact on my retirement savings?’
There are several types of income protection available in New Zealand and most of them are good or very good. They do vary though and it’s only when you have a claim that you find out just how good your policy is.
Getting good impartial advice is vital. Just because your income protection policy says your maximum benefit is $1,000 per week, it does not mean you will get it. Some policies guarantee it, most don’t.
Should you wish to know more please simply complete the following form and we shall be in touch.